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Jan 22, 2016 at 6:52 comment added gracey209 The attorney will pull your most recent credit report. This will list all debt you have with any institution-both secured and unsecured. You should be prepared to bring your latest statement of balance if possible; that said, they will rely on the report of debt rather than your accounting, as it is imperative no debt, even a personal loan, is listed for the trustee. Being prepared with what you believe is a full accounting will serve to exposure the process, as they will compare the two. Ur won't result A discount and you shouldn't file anything yourself. This will be included in you fee.
Jan 22, 2016 at 2:33 comment added gracey209 All I will say to that, is a bankruptcy is one thing that should never be handled pro se.
Jan 22, 2016 at 2:24 vote accept Ebenezer Ivanhoe
Jan 21, 2016 at 17:25 history answered gracey209 CC BY-SA 3.0