Suppose that An Amazon delivery driver - in a logo'd, officially painted Amazon van - ran over some landscaping as they were leaving my property after delivering a package. They damaged newly installed sod, and moved a 400 lbs. rock from its location.
The entire incident was captured on surveillance cameras, from 3 angles, and clearly shows the van causing the damage. I was able to capture the van ID numbers and license plate. The video shows the property before the damage, the van hitting the property, and the damage thereafter. There really is no disputing the driver caused the damage. All of this was provided to the insurance company.
TheSuppose that an insurance company handling the claim is stating theyon behalf of Amazon states tht they will only pay $250 and, althogh an estimate from a landscaping company says that they do not payit mwill cost $475 to replace sodfully repair the damage. My understanding is that they have a duty to repair the damage to its pre-loss condition. The sod was less than a year old, and I have no duty to seed and attempt to re-grow grass at the same density and condition as all of the sod around it. Plus, there's no way I can move a 400 lbs. rock by myself... nor should I have to!
They never sent an adjuster out to inspectWhat steps can the damage and provide an alternate estimate. I have no idea how they came up withhouseholder take to obtain a full payment of the $250 number when there's no way I could getdamages? Is there anything short of a landscaping company out here forsmall-clams suit that amountwill be effective? Can a small-claims be brought in such a situation.
The insurance company sent an email stating they have mailed a check for $250 andSuppose that they consider the case closed. As you can imagine, this is wholly unacceptable to me, but I'm not sure what options have have atal this point.
I'm thinking about filing suitoccurred in small-claims court and naming Amazon, the delivery company (since it's most likely sub-contracted), and the driver himself. I'd rather avoid allUS State of that if there is some other "pressure" I could apply to the insurance company to have them repair the damageNorth Carolina.
Do any of you have Is there any tips or strategiesspecific law that I might could use with the insurance company... ie. In NChouseholder can cite to the insurance law states this and that...company?
And if that doesn't work, how can I How might the hpisholder/plaintiff get the name of the delivery company and the name of the driver, along with the right address and contacts at these companies to deliver a summons? Can Is/he issue a subpoena to Amazon forcing them to disclose the information, and how would Is/he go about that?
Amazon's Terms of Use (I just looked at them for the first time) has these sections:
Do those clauses preclude mesuch a plaintiff from naming them in a suit filed in my local county small-claims court, or subpoenaing the address of the carrier and driver?
Since the amount of loss isn't crazy high, I'd rather not have to incur a lot of legal expenses to get resolution. IsIs this the kind of thing Ione can do in small claims court, and can Ithe plaintiff recoup any legal expenses as part of it (ie. the cost of filing, serving the summons, etc)?
Any guidance would be appreciated.