I am trying to figure out what type of business (not what type of insurance) I should establish to protect us from people who might do stupid things while on our property. For example, if someone injures himself while misusing the instant hot water, how do we ensure we're protected against litigious, accident prone, stupid people? Is an LLC enough? Thank you for any help!! I will not have ANY employees. It's just me and my husband and I will be the "inn-keeper". I realize I need to get insurance as well, but I'm trying to understand if an LLC is the best way to go for establishing ourselves as a business.