I noticed my bank's offer for a custom-design credit cards and so I decided to create a fancy card with an artwork from a movie (My Neighbour Totoro to be precise). The bank however wouldn't agree to accept anything that can have even a small chance of being copyright protected and the artwork was rejected. So I got a crazy idea of contacting the copyright holder and kindly asking him if I could make this happen because I doesn't feel I'm actually stealing any profit with it; nor do I earn something (sorry for being so down-to-earth here - I'm not a law guy at all).
Before digging deeper into it just wanted to ask for an advice, if it's actually worth it? I.e. maybe there are regulations/laws that won't let any sane copyright holder to do so (e.g. AFAIK bank cards are the bank's property meaning the rights for the artwork should be granted to bank and not by me)? And in general, is it even possible to get a personal clearance from a copyright holder for one single artwork?
ps: the bank is an Estonian branch of a Swedish one.