Indemnity insurance is bought if a home's deeds contain a fault, e.g. no access to the property, modifications made by previous owners that are not up to building standards etc.

The insurance would cover loss in the value of the house and some legal fees.

I've heard that indemnity insurance becomes void if a third party is told about the policy. My questions is this claim true for all indemnity policies in the UK, or has the claim been made because it is true for only some policies?

  • 1
    Generally, indemnity insurance is bought in case a fault is found in the deed or there might be a planning permission problem. If a problem is already known but not told to the insurer, that could make the policy null-and-void.
    – mkennedy
    Jul 17, 2017 at 20:04


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