The Dodd–Frank Wall Street Reform and Consumer Protection Act was signed into United States federal law by President Barack Obama on July 21, 2010. Section 171 known as the Collins amendment states:
Minimum risk-based capital requirements: The appropriate Federal banking agencies shall establish minimum risk-based capital requirements on a consolidated basis for insured depository institutions, depository institution holding companies, and nonbank financial companies supervised by the Board of Governors. The minimum risk-based capital requirements established under this paragraph shall not be less than the generally applicable risk-based capital requirements, which shall serve as a floor for any capital requirements that the agency may require, nor quantitatively lower than the generally applicable risk-based capital requirements that were in effect for insured depository institutions as of the date of enactment of this Act.
I need to locate detailed guidance on calculation of the above mentioned risk based capital requirements.
I found the below reference for Dodd Frank:
Pub. L. No. 111-203, 124 Stat. 1376, codified in relevant part at 12 U.S.C. § 5301, §§ 5481-5603, and in laws amended (Title X); and 12 U.S.C. § 5481 note, 15 U.S.C. § 1601 note, § 1602, and § 1631 et seq. (Title XIV)
I'm translating this as: Public Law number 111 to 203, statute 1376. Title 12 of the United States Code, chapters xx, etc.
I understand that when a bill is signed into law by the President it is sent to the Office of the Federal Register to be assigned a law number and paginated for the United States Statutes at Large. Afterwards, a List of Public Laws is created, posted online, and then published in the Federal Register which I understand to be the official journal of the federal government of the United States that contains government agency rules, proposed rules, and public notices.
USC Title 12 and Statute 1376 are very high level. No details/guidance on the calculation of the floor that they rule on. No breakout of how credit risk, market risk, operational risk fit into the calculation for example. I'm currently reviewing the federal register but making very slow progress.
Is there a guidance manual such as the MPEP in Patent Law that accompanies USC Title 12?
What is the next level of publications down? I am looking for publications with more detail and granular discussion of implementation of the laws in the USC and Statute.
In Statute 1376, it's title is "124 STAT. 1376". What does the 124 reference? Is that a grouping of Statutes? Banking for example?