In many legal documents, there is a section for you to sign where you declare that the document is correct to the best of your knowledge. If something small or relatively unimportant is incorrect in the document, would you sign it?
I'm completing a loan application where both I and my wife are joint applicants. Included in the document is a table showing our current debts, which is mostly our mortgage. The table also has a mark on each row indicating if the debt belongs to the primary applicant (me) or the "other" applicant (my wife) and then a "total", which is the sum of all the debts. For some reason, the table lists the mortgage for me, and then again for my wife, so the total is about 2x what it should be (a large sum). I informed the loan officer that this was incorrect and did not reflect the actual debt that we carry. They indicated that they cannot change it because the table is auto-populated using data pulled from our credit report and the mortgage is listed twice because both of our names are on the mortgage. Instead they countered that many people sign this and that it isn't all that important because I'm just disclosing my debt. So I offered to not sign that portion since it was so unimportant. They obviously would not allow that.
I understand that the purpose of this section was to say "hey, here's all my debts, I'm not stretching myself too thin." So if my reported debt is high and the bank is willing to give me a loan anyway, then this section of the document shouldn't matter to me. However, I don't feel comfortable signing a legal document saying "this is all correct" when I know it isn't correct. Am I being unrealistic?