There are numerous useful apps, software programs, web applications, browser plug-ins, etc., that have been produced by individual programmers. Are these programmers exposing themselves to personal liability risks by making their tools available to the public?
For example, consider a hypothetical case where an individual programmer in the US has developed a web-based service that is used for business. Unbeknownst to the programmer, there is a bug in the code. The bug surfaces when a user attempts to use the service, costing the user a large sum of money because the service failed due to the bug. How likely would it be for the developer of the service to be found liable for the damages that the user of the service incurred, if the user of the service attempted to sue the developer? Does the answer depend on whether or not the developer charges for the use of the service?