Alice and Bob are friends. One day they decide to go on a road trip in Bob's car.
It has started freezing and the road may be icy. Bob drives below the speed limit and applies some extra care that he thinks is adequate, but his experience in driving on icy roads is by no means broad/extensive. In particular, he does not know that bridges freeze first, and signs saying that are missing — they are just not common there.
The car enters a bridge, loses control and rolls over. Because the two wear seat belts, the car is rigid and they are very lucky they manage to escape the car — shaken but with only minor or no injures. However, Alice's jacket is damaged. Also she is concerned that she might have been injured, so she visits a doctor for checkup. The doctor finds nothing requiring medical care.
Alice attempts to claim the costs of the doctor checkup and the jacket. Will she succeed?
Jurisdiction: New Zealand, but also interested in any others.