My wife and I have been married for a few years and have a prenup which essentially states that all inherited property and previously declared property is "personal" and "community property" is defined as whatever we buy with our incomes (including a home, 401k, etc) as long as this is not paid for with inherited or gifted money from family.
We are not entirely sure how our marriage will play out, but until we get on a good steady path, I don't want to buy a home because I don't want to grant tens of thousands of dollars in "community property" to someone who may not stay married to me or may be too different to stay married to.
My lawyer mentioned a "quit-claim deed" can help flag a home purchase as separate property if we both sign it (comments about this are welcome), but I am also curious about how to manage personal resources in other ways before committing to buy a house. Instead of saving cash for a down payment on a house, can I save cash and either "gamble" with it or give it as gifts to my family? Then once it is time to buy, have my family bequeath the money to me when I'm ready, so this money (or gold/silver, etc) is then considered personal property?
My folks still have a few decades left in them, so I'd like to have some way to safely proceed deeper into this marriage without giving up too much capital, at least until we can work things out. We want to keep the marriage together for our child, but I don't want to end up losing too hard if this ends up not working out. Thanks.