Supoposing my CC is stolen, I would expect that all purchase on that card after the theft, but before its cancellation would get refunded to me.
Obviously the nature of that refund is going to depend on my bank and CC contract, but in broad generality do these tend to be:
- legally obligated by the required banking standards of the UK?
- legally obligated by the contract, which the banks offer because that makes their contracts competitive?
- not legally obligated, but good customer service, because that makes their business competitve?