During high winds a tree branch fell on my car while parked at my workplace. The cops were called, but the responding officer said that it was private property and my employer's responsibility. He told me to take pictures and I got the impression that it wasn't "an act of god" kind of situation. It seems there were at least 2 similar incidents in the past few years with previous employees. The store manager was unhelpful and said it was my problem.
This makes me wonder in a situation where a tree falls on a car in a private lot is it considered an act of nature? or does liability fall to the owner?