I am asking specifically about New Jersey, which is a no-fault state.
Everything I've been seeing online about no-fault insurance refers specifically to PIP and the source of coverage for any injuries and lost wages from an auto accident. I'm want to know, though, whether the no-fault concept carries over to damage to the automobile as well, or if that responsibility falls on the insurance of the at-fault party?
The specific situation causing me to wonder this is that somebody hit my car in a parking lot while nobody was in my car.