I'm considering a startup that allows news/content creators to collect nano-payments (~$0.01) for their content. Since transactions of that size are unreasonable to charge individually by Stripe/etc, I would need to have some kind of virtual wallet to store small amounts of liquid money.
From my research, I see that this would put me under heavy US regulation, and I'd like to avoid that, since it would require huge funding to hire lawyers to do something like that.
Would using some kind of cryptocurrency stablecoin, meaning it has a stable value of $1:1coin, allow me to bypass this regulation?
Here's an example of a service that would in theory allow me to take payments and store the money in stablecoin rather than in a bank account.
Would doing something like this solve my problem?
Thanks for the help!