Against my better judgement I tried to help a fellow renter, my housemate, in a time of need. I had him sign a promissory note and lent him $1200 in Virginia.
After the deadline passed I followed up in person where he came up with excuses to push it back. I relocated for a new job and over the grace period of a few months I reached out a few times to which he did not respond.
Finally, I drafted a letter of intent, which threatened that I would contact collections and pursue him in small claims court. Checking with our then landlord to confirm he would receive the letter I learned that he moved to NYC and failed to mention a forwarding address because he even owed our landlord money.
What approach can we take to locate and prosecute this individual without breaking the bank?