Recently Chase was making a change to its user agreement and was automatically assuming your consent to abide by binding arbitration unless you opted out explicitly by sending them a snail mail with a self written/typed, freestyle letter.
I now see some user agreement changes from other credit card providers/banks and it looks like they already have a binding arbitration clause. If I understand this correctly, this prevents me from filing lawsuits against those companies.
Is there a way to specifically reach out to these card providers and opt-out of the binding arbitration? I realize this may have more to do with legal than money but it is pertinent in both areas.