When applying to rent an apartment in any state of the USA, is there any federal regulation that prevents the landlord from requiring the applicant to provide a proof of past/present employment, while rejecting any other proof of income, e.g. proving sufficient savings by providing recent bank statements?
Prevents? No. Even the poorest of Families need to provide proof of income. For reasons below.
When dealing with Residential Screening:
If the Property Requires it you would need to Provide your Social. Most of the process is checking background. Which includes your Credit and Criminal Background.
Low Credit would require a proof of income. As well as Stabilized and Affordable Housing. In order to obtain Credit from the State, the Property Management Company needs to prove the Resident cannot afford their Unit.
If you have good Credit then, most likely you will not be required to prove income. If you get flagged for Employment issues like gaps in Employment i.e.: Not having a job because you have wealthy Family, Inheritance or even too many unemployment Claims, etc. etc. You would need official Bank Statements to prove you indeed have suitable income.
Otherwise Companies like Jetty and Rhino can insure/bond the Tenant by holding them liable for Rent and Deposit while the Landlord can accept an application and allow Move-in. Since, either way the Property Management Company will get their Money.