An employer recently made some strange demands as a part of a job offer. On advice from The Workplace Stack Exchange I'm going to look for work somewhere else, but I'm concerned the employer is engaged in illegal activity and I feel I have a responsibility to make certain someone enforces the law against them. (the specific demands they were making are illegal for them to make). Note that there is a known form of scam where an employer will try to get an employee to do this so that the employer can conduct fraud on someone else without being as obviously involved in the conduct, and that is one of several reasons that these laws exist.
When an employer is violating these rules, what is the employee's next course of action? Is there a specific government enforcement agency I should file a complaint with, such as a banking regulator? Does the employee have to file a lawsuit in some specific jurisdiction (the job offer crossed state lines)? Since this is a matter that relates banking, labor law, and to both state and federal law, and has intersections with both civil and criminal law, what agencies or jurisdictions should this be pursued under?
Since there were initially some who argued that these laws don't actually exist I have added the following paragraph to clarify: If you were not aware, U.S. federal law (and some state laws) restrict how an employer can implement their payroll. One of the restrictions is that they can't force you to receive direct deposit at any specific institution. (They can't, for example, tell you that your direct deposit must happen at the same bank the employer uses.) In some states the restrictions are even more severe, prohibiting the requirement of direct deposit. The cited rules include some legal definitions that differ slightly from how you might read something at home (for example, the definition of a consumer, which can include employees). The definitions can be found here.