CGLIs have following paragraph to define insurance trigger for advertising injury:
Oral or written publication, in any manner, of material that slanders or libels a person or organization or disparages a person's or organization's goods, products or services;
Since many insurance policies usually don't define what is "publication", then how have courts in the past interpreted for something to qualify as publication?
As more concrete examples:
- Are there precedents where facebook posts on person's timeline qualify as written publication? Does it make difference whether facebook timeline was visible publicly or protected (i.e. visible only to friends)?
- Are there precedents where phone calls qualify as oral publications if done to a targeted group?