6

So I'm filling out a prequalification questionnaire for life insurance, and it asks: "Major medical conditions? ( ) Yes ( ) No".

What is a "Major Medical Condition"? Is there a list in law, or an insurance-industry standard?

Specifically in Michigan, if that matters.

5

Under the FMLA:

a serious health condition is an illness, injury, impairment or physical or mental condition that involves inpatient care (defined as an overnight stay in a hospital, hospice or residential medical care facility; any overnight admission to such facilities is an automatic trigger for FMLA eligibility) or continuing treatment by a health care provider


Under this definition > Source (See Pages 19-20)

enter image description here enter image description here enter image description here


0

A major medical condition is one that could kill you or cause you to become physically or mentally impaired.

  • 2
    Let's see, I have an ingrown toenail. It could become infected with resistant bacteria, leading to gangrene and thence to amputation or death. I need to check "yes" because of this, right? – phoog Dec 29 '15 at 5:27

Your Answer

By clicking “Post Your Answer”, you agree to our terms of service, privacy policy and cookie policy

Not the answer you're looking for? Browse other questions tagged or ask your own question.