2

I bought a house with my brother. The deed says joint tenancy with right of survivorship. My brother died, and I want to sell the house. The underwriter for the title company says my brother's estate must first be probated.

Not looking for legal advice, because the underwriter's opinion cannot be changed, but I'm curious why the estate still needs to be probated.

1
  • Hmm, I was going to write a comment asking about the specific nature of your joint tenancy in case that had any bearing, but the Wikipedia section for Probate in the US does specifically state that joint ownership with right of survival should pass outside of probate. Although that section is flagged for limited sources. – GeoffAtkins May 6 at 15:09
1

This is not in accord with my experience (outside Pennsylvania).

Generally, when real property is held in joint tenancy with right of survivorship, the title is transferred upon death by operation of law outside the probate process. Title to the property is made marketable by recording a death certificate together with an affidavit of someone who states that they have personal knowledge that the person in the death certificate and the person on a particular deed are one and the same person in the real property records in the county where the property is located.

The only possibility that I can think of that makes some sense, and could explain things, is that Pennsylvania is one of the only 17 U.S. states that still has an estate or inheritance tax, and is one of only five of those states without a large exemption for smaller estates (the Pennsylvania inheritance tax is 12% of the value of assets that pass to a sibling). It could be that probate is necessary to fix the inheritance tax obligation and adjudicate that it has been paid in full, so that the real property is free of a state inheritance tax lien.

Your Answer

By clicking “Post Your Answer”, you agree to our terms of service, privacy policy and cookie policy

Not the answer you're looking for? Browse other questions tagged or ask your own question.