Suppose that someone makes a global online service where people can create bounties of certain amounts of money for a specific task, which can then later be claimed by a "bountyhunter".
The bounty can be claimed as much as a year after the task was first posted, and the service won't charge the poster's card until the bounty is actually claimed.
Now, what rules are in place in terms of refunds in this scenario?
Can the service require users to agree not to allow refunds in general (in EU, USA)?
And if the service must offer refunds, do those 14 days begin from the point where the card is charged (the bounty is claimed), or where the bounty is initially placed?
I already looked at EU's website, where they say that "digital content" isn't elligible for the 14 day refund if the content hasn't been downloaded or used. Does that include such a Software-as-a-Service product too, and the concept of bounties? It's not exactly "content".