I am from Australia. In Australia, any civil claim below $10,000 is considered a small claim and one cannot use a solicitor to represent himself in the small claims court. One may also not claim the amount incurred in legal fees for small claim proceedings.
I am currently being threatened by a car insurance company to pay a disputed liable amount of $1500. They are threatening to engage a solicitor if I don't pay NOW or risk adding solicitor charges on top of it.
This is somewhat confusing to me due to my first premise above, i.e. small claims cannot have any representation and charge legal costs.
Is there somewhat a way for them to go around this? Or are their threats merely empty threats?
FYI, I really don't think I am liable for the amount.