I am injured (by sports injury) but was called schizophrenic. I am a bartender, otherwise I will not take fraud as income. For this I looked into the 2018 National Beneficiary Survey (next one estimated release 2023) that says of 4062 reporters 35.4% are mentally ill, 5.2% with developmental disability, and 14.9% are injured (or poisoned) in 2015. For a picture of the Musculoskeletally-disordered of 42.1%, we can use the Center on Budget and Policy Priorities reports to get an age-related image. So, other than age, what injuries constitute a proper claim? Is it only when something (1) falls on you (2) on the job?
The Social Security Administration only provides benefits for what has been termed as total disability, which can be broadly described as the long-term, indefinite ability to work. Short-term injuries, which impair your ability to work for a finite period, or impair your ability to perform your current job but would still allow you to work generally, are covered by benefits such as short-term disability insurance and/or unemployment.
From the SSA web site:
We consider you to have a qualifying disability under Social Security rules if all the following are true:
- You cannot do work and engage in substantial gainful activity (SGA) because of your medical condition.
- You cannot do work you did previously or adjust to other work because of your medical condition.
- Your condition has lasted or is expected to last for at least one year or to result in death.
This is a strict definition of disability. Social Security program rules assume that working families have access to other resources to provide support during periods of short-term disabilities, including workers' compensation, insurance, savings, and investments.