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I received a check in the mail for about $1000. It's from "Huntington National Bank", and the issuer is "Saylor v. RealPage Inc. c/o Settlement Administrator". I've never heard of these people or this settlement. What's going on?

The letter attached to the check includes the following excerpts:

payment you are entitled as a Settlement Class Member Who Disputed or a Claiming Settlement Class Member from the Claims Fund in the Saylor v. RealPage, Inc settlement

pertains to a lawsuit under the Fair Credit Reporting Act

you will be sent a Form 1099 reflecting the total amount received in 2023

cash or deposit this check within 60 days

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    Searching Google shows that Saylor v. RealPage is an actual case and you could read all about it; maybe it will be more clear whether it applies to you. If you want general advice about cashing an unexpected check, that's a better question for Money.SE. Commented Feb 24, 2023 at 23:35
  • @NateEldredge I did a search and found the website - it seems sparse on information. Since i've never heard of these entities or this lawsuit I wanted to get opinions from here. Commented Feb 24, 2023 at 23:37
  • I think it is very much a legal question as to whether certain legal advantages are not forfeited in the gesture of cashing the check: does it constitute acceptance of the settlement order where OP may otherwise be entitled to claim more? Commented Mar 1, 2023 at 2:54

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There is a class action lawsuit, Joshua Saylor v. RealPage, Inc., where it is alleged that

Defendant fails to take reasonable steps to ensure that its reports do not inaccurately identify people as sex offenders. Defendant routinely fails to consult either the United States Department of Justice’s National Sex Offender Website or the online state sex offender searchable databases before falsely labeling consumers, including Plaintiff, as sex offenders. Based on Defendant’s pattern and practice of related violations, Plaintiff asserts FCRA and NJ FCRA claims on behalf of himself and the Classes

A settlement was proposed; they indicate that if you "do nothing" then you would get about $300, but the amount depends on circumstances.

There's no way to know why you received a check at all: perhaps you rented a residence and were "screened" by the offending company.

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    That is in the nature of class-action settlements: you just have to be in the class. I got as bit of money because "they" detected that I had passed through Oregon and might have bought gas, and somehow got damaged.
    – user6726
    Commented Feb 25, 2023 at 1:01
  • @TacoVia-ShutupaboutMonica In a very fancy case: anyone that had bought a CD with credit card was paid about 4 bucks at one point, because os something the music industry did and brought a class action. The whole case was in the high millions, but with dozens of millions that got the settlement... yea...
    – Trish
    Commented Feb 25, 2023 at 23:06

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