I am a PA resident and purchased the services of a career service company based in FL for 5k. The payments were deferred for the first month, so I have neither made any payments nor received any services from them. I decided to cancel on the second day after some unexpected news changed my financial situation.
The contract had a part about recission:
Customer may rescind this Agreement, without any penalty or obligation, within three (3) business days after the signing this Agreement. To do so, Customer must mail or deliver a signed and dated copy of the cancellation notice found at the end of the signed version of this Agreement, or any other written notice of cancellation, or send a telegram containing a notice of cancellation to XYZ no later than midnight of the date of this Agreement.
The contract had a notice of cancellation attached and said
You may cancel this transaction, without any penalty or obligation, within three business days from the above date.
Later in the notice of cancellation,
To cancel this transaction, mail or deliver a signed and dated copy of this cancellation notice or any other written notice, or send a telegram, to XYZ not later than midnight of 6/18/23
The above date mentioned was listed as 6/15. 6/16, I notified them via email, phone call, and sent a 1-day shipping printed, signed and dated copy of the notice of cancellation. However, the company uses a rented mailbox service which won't be open until Mon. 6/19 (which happens to be a new federal holiday).
I have three questions:
- What is the correct date of "three business days?" Excluding weekends and federal holidays, it appears that three business days would be Wed. 6/21!
- What is the date the notice is "mailed or delivered?" Is it the postmark date or the date that it shows up in their mailbox? It will be delivered 6/17, but they wouldn't receive it until 6/19 at the earliest.
- Will I still be on the hook for payments due to a typo in their notice of cancellation stating 6/18 was three business days ahead?