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Questions tagged [car-insurance]

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Source of compensation in an accident Involving an under-insured motorist

Background I was the victim of an auto accident and the other driver was found to be 100% at fault. The other driver's auto insurance bodily injury liability coverage and property damage liability ...
VA systems engineer's user avatar
2 votes
0 answers
164 views

Can my insurance company find me liable for an auto accident without an explanation?

The accident was a fender-bender, about $3-4K damage to cars, no injuries; police were contacted but did not come, and both parties submitted written accident reports to police afterwards and ...
MadMonty's user avatar
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2 votes
2 answers
164 views

Insurance company said no money was owed and now they have changed their mind

Someone I know was told by an insurance company that since he got a new car they could not insure him because it was too old and he would need to cancel the policy. He was told multiple times on the ...
Eloise Denton's user avatar
0 votes
3 answers
257 views

Will disabling the ABS system on a used car void the auto insurance policy on that car?

I have watched some YouTube videos on Anti-Lock Braking System (ABS) problems on cars, and some of the auto mechanics in these videos show how the ABS system on cars can be disabled by removing a fuse ...
user57467's user avatar
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3 votes
9 answers
3k views

Would vehicle insurance be valid if someone else, other than the person whose name the insurance is under, drives it?

Suppose I buy a car and I take insurance on it under my name. I let my friend drive, and he gets into an accident. Would I be able to file for insurance?
Babu's user avatar
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1 vote
1 answer
72 views

Is it a good idea to combine vehicle loss claim with personal injury when hiring a lawyer?

A car accident results in a total loss and personal injury. Should my lawyer handle both or only the personal injury case? I figure that the benefit from the car claim cannot be improved by a lawyer. ...
Maesumi's user avatar
  • 125
1 vote
1 answer
75 views

Insurance — Intentional act by someone else

Some young punk steals your car and goes on a rampage, a la the chase in the beginning of Mad Max. In the process, he cripples several people and causes severe property damage. Can the injured parties ...
In Hoc Signo's user avatar
  • 1,325
0 votes
1 answer
93 views

What happens to oneself when one is at fault in accident with their own injuries?

No-Fault State My understanding is that insurance travels with the car. Therefore, this is the example Driver1Car1 100k liability Driver2Car2 300k liability Car1 hits car2. Car1 driver 100% at fault....
paulj's user avatar
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1 vote
1 answer
135 views

Am I required to report accident to my personal auto insurer if I was driving a government vehicle

I have a squeaky clean driving record for the last 20 years (since I started driving). Last month, I was in an accident for the first time. It was a minor fender bender. I was on official government ...
cryptic0's user avatar
  • 171
24 votes
2 answers
8k views

A car catches fire in a carpark. The resulting fire spreads destroying the entire carpark. Who is liable?

A car catches fire in a multi-story carpark. The fire spreads quickly from the car, igniting nearby vehicles, leading to a raging inferno that causes the collapse of the carpark. All the cars parked ...
Jack Aidley's user avatar
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3 votes
1 answer
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Have been waiting for the seat belt part without any ETA for more than 10 months now [closed]

I got into a minor accident last year. My car is at the repair shop ever since. All the repair work is complete except for the seat belt part. The repair shop has placed an order with the dealership. ...
Dheeraj Goswami's user avatar
1 vote
4 answers
2k views

is it legal for a body shop to waive my deductible

I'm in Colorado (USA)... in case it varies by state, which I suspect it does. Long story short is that I have 2 options for repairing the hail damage done to my car in a recent storm, for which I have ...
Daveh0's user avatar
  • 111
1 vote
2 answers
109 views

Rear ended auto accident

A driver in car A is driving down a road and encounters the following that forces a hard brake: A branch or electrical line dropping on the roadway. A dog running out into the roadway, as per driver ...
paulj's user avatar
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0 votes
1 answer
114 views

Rent Car to Friend using the friend's car insurance

Let's say someone owns a car and rents it out to a friend. the owner tells the friend "you can't drive this car unless you put your own car insurance on the car" and has the friend sign a ...
user55665484375's user avatar
-1 votes
3 answers
899 views

Renting a car to a friend

Lets say there is a person who wants to rent his car out to his friend for a month In the United States and In Pennsylvania . He calls up the insurance company and lets them know his friend should be ...
user55665484375's user avatar
0 votes
2 answers
170 views

Liability of a drug addict and alcoholic having a accident in a rented car

Let's say In the United States there is a person with a drug and alcohol problem. The person goes to rent a truck from Home Depot for a few days. The person then gets involved in a drunk driving ...
user55665484375's user avatar
3 votes
1 answer
133 views

Liability for uninsured driver

I recently sold my car to a dealer, and when he collected it he wanted to take it for a test drive. I asked for proof of insurance but he didn't have any on him. I let him go ahead anyway, and it was ...
Paul Johnson's user avatar
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1 vote
1 answer
117 views

Must all accidents be reported to your insurance company in the UK?

Disclaimer - This is a follow on question from the previous one I asked on whether it is a crime to fail to stop. Let's say I have some sort of minor damage to my car, such as a scratch/dent from ...
Space fighter's user avatar
0 votes
1 answer
72 views

Warranty repair and collector's items

I recently watched a YouTube video about a brand new Corvette Z06 engine blowing up after 52 miles. There are many articles about this incident, as well. Barring anything being the owner's fault, ...
Keltari's user avatar
  • 1,200
3 votes
1 answer
89 views

How are damages calculated if replacement requires purchase of unnecessary parts?

I own a sports car and was recently rear-ended by someone who has accepted full liability. My insurance is trying to price out the repair cost of my car and assures me I will not be out of pocket ...
Nicholas's user avatar
  • 279
1 vote
1 answer
359 views

Is it insurance fraud to intentionally let your car be stolen?

Suppose someone wants to "sell" a car but nobody will buy it. The owner has an insurance policy that covers theft. Is it legal for the owner to intentionally leave it unlocked in a high-...
Someone's user avatar
  • 17k
11 votes
1 answer
904 views

When do I own a car (private sale)

Let's say I buy a car in a private sale. I pay the seller, and we fill out the change of ownership form. Some time later (or perhaps the next day), the seller will post the form, and it will probably ...
komodosp's user avatar
  • 797
9 votes
1 answer
2k views

What are the Legal obligations of a bicyclist who accidentally scratches one’s empty parked car?

What are an uninsured bicyclist’s legal liabilities and responsibilities in England who accidentally runs into thus leaving a minor scratch on an empty parked car? In case of a motorist who is ...
JosephCorrectEnglishPronouns's user avatar
6 votes
2 answers
3k views

I am being threatened by a company to pay a disputed liability NOW or face additional Solicitor costs

I am from Australia. In Australia, any civil claim below $10,000 is considered a small claim and one cannot use a solicitor to represent himself in the small claims court. One may also not claim the ...
user1034912's user avatar
  • 1,501
3 votes
3 answers
274 views

Can an auto policy cover their insured when they intentionally ram someone else’s vehicle?

Problem: Alice is a policy holder for uninsured/under-insured motorist losses with insurer A; Bob has most likely no insurance coverage for intentional losses he caused at least not to property ...
kisspuska's user avatar
  • 3,924
1 vote
1 answer
237 views

Legal provisions to delay a repair and buy time to access free legal counsel

An uninsured student cyclist collides with a company van, damaging it. The company owner is minded to allow his insurer to seek damages from the student, but agrees with the student that the student ...
novice's user avatar
  • 129
-1 votes
2 answers
92 views

What is the procedure of buying a new car in the US( California)?

I am a new student in the US. I want to buy a car in cash and found one in the Facebook market. But I don't know what are the afterwards steps? 1- Should I give all the money in cash to the seller and ...
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