Questions tagged [collections]

Questions related to debt collection.

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Insurance paid bill outside coverage and sent the bill to collections - Is that debt legitimate?

Around a year ago, my dad was moving between insurance companies and was on Medicare in the middle. During that time he incurred a medical bill (actually several, but only one at issue) which should ...
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0answers
105 views

Would I expose myself to liability by verbally abusing a debt collector?

I recently started receiving calls from a debt collector about a debt that I disputed and refused to pay 13 years ago. All the other debt collectors gave up around 10 years ago. They told me right up ...
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1answer
75 views

What's the next step if a debt collector doesn't respond to my debt dispute?

A month ago I received a debt collection letter about an alleged unpaid tax bill. I did not recognize the bill, and had definitely never heard of it before this, so I sent them a letter within a few ...
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4answers
5k views

Can an insurance company drop you after receiving a bill and refusing to pay?

In June of 2018, I had a dental procedure done that ended with a total cost of about $1400. At the time, I was under my parents dental insurance. The dentist office confirmed my policy and claimed ...
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3answers
148 views

Can a debt collector legally demand payment and threaten a credit score effect without validation of the debt until requested?

I live in the state of Maryland. Several years ago I went to the ER to have an injury treated. I presented my insurance at the time of the injury. About a month ago (several years after the ER visit) ...
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2answers
159 views

What to do about evasive debt collection agency I hired

Please excuse this question if I've overlooked obvious options, but I'm not an American citizen and I live outside of the USA, so I'm not familiar with American legal system, or agencies who might be ...
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1answer
82 views

Can I get my money back from a collections agency if I can prove that the initial company was negligent with notifications?

I am not sure if this was a technical error, but I ported a Frontier phone number which was being used for Fios. That caused the account to be closed. A few days before, I had paid that account in ...
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1answer
399 views

Can I sue a Canadian company in the USA?

I had a consulting company (IT services) in Canada and my major client (also a Canadian corp) did not pay for large amount of software engineering services that I've done for them. They are actively ...
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1answer
33 views

Charges from wireless company after cancelling account

As I explain in detail here, I am being charged by a former wireless company after cancelling my account. I have attempted to contact them but they refuse to discuss my account with me. They are ...
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2answers
183 views

What legally happens if the person being sued cannot pay the amount owed. (Special Case)

Here's a situation related to a story that's been in the news lately. I have no experience with any legal situations, so apologies for using incorrect terms/vocab. Conditions: The person being sued ...
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1answer
49 views

In US, what happens if you owe money to doctor and forget about it?

If I owe money to some family physician or a dentist, but because my phone number has changed I was not able to be contacted by them. What does a doctor/dentist do if I owe them about $500 or so ? Is ...
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0answers
53 views

Is it possible to sue a UK based company from the US regarding debt collection?

I have a US-based LLC. The LLC is a service oriented company as opposed to product oriented. And all work is performed in the US. A UK-based client is delinquent in payments. The amount in dispute is ...