Questions tagged [credit-report]
The credit-report tag has no usage guidance.
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1answer
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Is arbitration an “action or proceeding”?
Section 1681h of the Fair Credit Reporting Act grants limited qualified immunity to creditors, stating that:
[...] no consumer may bring any action or proceeding in the nature of defamation, invasion ...
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1answer
77 views
Can I have a collections report removed from my credit history?
I have a collections report on my credit history. The credit card company raised the minimum payment without notifying me or raising the automatic payment I set up for the minimum amount. I hadn't ...
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3answers
54 views
Can a claim be litigated after a arbitration?
Consider this scenario:
Consumer signs a mandatory arbitration clause with a creditor that does not require Fair Credit Reporting Act (FCRA) claims to be arbitrated
Creditor reports inaccurate ...
0
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1answer
43 views
Can a consumer bring an FCRA claim twice concerning the same inaccuracy?
In the context of the Fair Credit Reporting Act, a consumer has no private right to action to sue a creditor for reporting inaccurate information to a credit reporting agency (CRA). A consumer does ...
0
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1answer
51 views
FICO score calculation exact breakdown
Do I have any legal ground to demand an exact breakdown of my FICO score? The precise formula and data points that were used for my report, not some generic explanation.
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2answers
75 views
credit report on decedent
As the estate executor, is it ill-advised to try to obtain credit report on decedent? I am unsure if the ramifications of doing this are good or may result in potential legal issues? The estate is ...
