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Questions tagged [debt]

Liability or obligation to pay or render something to another

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What happens to unsecured debts which were secured in a Ch 13 bankruptcy when dropped?

In some cases in a Chapter 13 bankruptcy, a secured debt can be partially converted to unsecured. For instance an automobile which was not purchased recently can be 'crammed down' For instance a car ...
mark b's user avatar
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2 votes
2 answers
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Insurance company said no money was owed and now they have changed their mind

Someone I know was told by an insurance company that since he got a new car they could not insure him because it was too old and he would need to cancel the policy. He was told multiple times on the ...
Eloise Denton's user avatar
1 vote
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What is the legal situation if one is owed money but no longer have access to the bank account associated with the account?

There is a situation presented in The Guardian Consumer champions that must be fairly common: In November last year, I unexpectedly rediscovered an unused national lottery app on my mobile phone with ...
User65535's user avatar
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1 vote
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Statute of limitations tolling while a California debtor is not in the state after defaulting

In layman's terms, how exactly does Section 351 of the CCP apply to a person who defaulted on a private unsecured loan or credit card, thinking on a timeline? The creditor does have the valid phone ...
Sam's user avatar
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1 vote
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In the US in a Chapter 13 bankruptcy, when are the amounts considered paid?

Hypothetically, Let's take the case of a debtor filing Ch 13 bankruptcy, with, say 25 thousand in debts secured with a car title, and 25 thousand in unsecured debts. Let's say he's planning to pay ...
mark b's user avatar
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1 vote
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Do Not Call Directives

In the U.S. debt collection companies who are told to not call a debtor are required to cease all cellphone contact attempts. Does this Do Not Call command apply only to the debt collection company ...
tt9's user avatar
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1 vote
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How to get fake debts legally quashed?

Consider the situation where a company claims someone owes them money. The person disavows this debt and believes it is falsely assigned to them. Further, assume the company sells the debt to a debt ...
Cicero's user avatar
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1 vote
1 answer
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Any chance of getting back money I lent?

A few years years ago I lent 50,000$ to a friend in financial trouble and we agreed he'd pay me back when he was able to (though I have no evidence of this other than the bank transaction). We had an ...
Jim's user avatar
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Tour operator asks for undue money

Some time ago I purchased a trip from a leading tour operator in Germany (I’m resident of a close-by country). They asked me to provide them with a credit/debit card details so they can collect €1000 ...
tourist's user avatar