Questions tagged [homeownership]

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1answer
80 views

Can HOA force you to pay for services in addition to dues?

My HOA (in CT) is asking owners to get their dryer vents cleaned. They asked last year and I obliged. I got them cleaned 12/18. They sent out an email today saying every unit must get them cleaned. I ...
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1answer
90 views

Liability after accidentally breaking neighbor's sprinkler head

Imagine you are out for an early morning jog. Someone has their sprinklers on, so you cross the street to avoid them. Unfortunately, there was a malfunctioning sprinkler head that you didn't know ...
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1answer
81 views

What is the legal term for enforcing things when an HOA has been lax previously?

Let's say an HOA has been very lax in enforcing its CC&Rs in the past. There are restrictions about fencing, but many owners got and received variances in the past and have put up fences that don'...
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1answer
29 views

Home maintenance: contractor paying separate company to obtain permit

tl/dr: I'm trying to perform some home improvement projects in preparation for selling in 6 months. My jurisdiction requires a permit for one part (replacing siding on one side of the house). I know ...
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0answers
33 views

Do I need to report a subcontractor injury?

I have a house that I purchased that has been under a major renovation for 7 months. We hired a general contractor to oversee the project. Today when I got to the house to check in on things, one of ...
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3answers
92 views

If a homeowner's liability from an insurance claim exceeds total coverage, can a court order that the payout all go to satisfying the liability?

Here is an extreme, hypothetical scenario that will hopefully explain what I mean by my question: Let’s say a court finds that Bob’s negligence somehow caused an explosion that destroyed Bob’s house ...
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1answer
79 views

Owner Move In San Francisco

Can the owner of a residence in San Francisco sublease during the 60 months following an owner-movein eviction? The specific example I'm imagining would be if a single person purchased a 2 bedroom ...
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1answer
57 views

For a homeowner, is foliage a fence?

My city regulates fences to be no more than 6' in height. In many cases, the fence as a support for growing tall hedges that could exceed this height. I can't find a definition of a fence in my city ...
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1answer
533 views

Can previous homeowner file a claim for hidden damage on their old property?

We purchased a house in Texas 5 months ago. 3 months ago we discovered hidden water damage from a roof leak within exterior walls. Our insurance hired a third party engineering firm who concluded the ...
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2answers
175 views

Who owns an un-documented cellar/bunker? (UK Law)

A relative of mine purchased a house about 35 years ago. After a few years he discovered a bricked-up doorway leading to what was probably started as a WW2 bunker. It was abandoned and empty, and ...
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2answers
124 views

Can a bank foreclose on a home of a person who has been kidnapped?

Say that an American homeowner is traveling overseas and then he/she is kidnapped by a terrorist organization. Does the American bank which gave that person the home loan have the legal right to ...
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1answer
42 views

What is a transfer of title document?

My father passed away, and I want to put the house under my mothers name. The loan servicing company is asking for a transfer of title document. I am unsure what that is, or how I would go about ...
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0answers
39 views

Legality of unwritten covenants - Architectual Review Process - HOA

I'm preparing to submit house plans for approval by my Architectural Review Committee. I felt confident. We prepared a house to the specifications of the covenants and studied them carefully. I just ...
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1answer
318 views

What if you lived in a shed?

There are many companies such as Tuff Shed/Home Depot that sell portable sheds. These are usually marketed as being for storage/utility purposes, but some of them can be quite sizable with fairly nice ...
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1answer
60 views

Does the language “willing to take” provide a way to not follow through with a term on a contract?

My wife and I are selling our house in Illinois. As part of the sale, the agent of the buyer said that they will take a 1% commission instead of 2.5% to cover some of the closing costs. The costs are $...
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1answer
91 views

Strata corporation installing keyless entry system and logging entrance times/dates

My concern is the strata is forcing people to sign for specified id numbers this information is then stored so they know who enters the building when and how often. I am an owner and I believe I ...
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2answers
119 views

What recourse do I have if I can't meet a tight deadline to complete on a house purchase?

I've recently put down a reservation to buy a new-build flat in London, UK. This is one of the last flats available in the block and the builder is in a rush to complete and get the money as soon as ...
2
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1answer
140 views

Home insurance was never signed by homeowner

I made a change to my homeowners insurance back in 2016 and the forms were never signed by me. I made all payments in good faith. Recently made a claim for some minor damage due to hurricane Katrina....
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3answers
438 views

How much ocean does a person with a beachhouse own and what can he do with it?

Assume a person owns a beach house in California. How far into the ocean does this person own as a landowner? Does the person own all coral reef, rocks and other things in the ocean in his owner ...
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1answer
3k views

Can I Rent My USDA Mortgaged Home Out?

Background: I purchased my home in Maryland on October 2015 with a USDA mortgage loan. I would now like to rent my home out and move because I'm getting a new job somewhere else in Maryland. I read ...
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1answer
85 views

How do I (politely) get contractual agreement from my neighbor to let me attach my fence to theirs?

This is pretty straight forward, but unfortunately I can't find a straightforward answer anywhere. What all do I need to address when asking my neighbor(s) if I can attach my fence to their existing ...
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0answers
222 views

Is it illegal to claim an address as your “primary residence” if you don't live there most of the time?

I currently live and work in NJ. I am single and live with my parents. The apartment we currently live in is small and I want to buy a house, but my state is pretty expensive. My parents found a ...
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1answer
78 views

Is my orchard property, particularly the house, able to become a restaurant?

The house resides in the middle of an orchard. I'd like to retrofit my "empty nest" home into a restaurant similar to this one, but I believe there may be zoning laws that could prevent me from doing ...
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1answer
149 views

Homeowner's insurance industry blacklisting?

Due to the obscenely cold weather the northern latitudes have been experiencing this year, I had a pipe burst in a detached studio on my property overnight. It's a small space; ~200 sq. feet, and my ...
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1answer
86 views

A plumber left the job in the middle, how do I close out the job [closed]

I gave a plumber $2,000. That is about half of the price on his proposal. The plumber is no longer on the job. (See https://diy.stackexchange.com/questions/99203/plumber-asking-for-a-lot-more-money-...
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0answers
70 views

If the government obtains property through a tax lien, does the homeowner's association contract make it through?

If a person owns (100%) a property and is subject to a homeowner's association (HA) contract, but defaults on taxes, after which the property is sold via a tax lien sale, does the HA contract become ...
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3answers
386 views

Can a Home-Owner Association's Manager place a lien on property?

Scenario: HOA Property Management in Las Vegas, NV vs me over unpaid monthly dues. I wasn't aware that my HOA had changed its Payment P.O. Box a few months ago and hence, my automated monthly ...
4
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1answer
120 views

Breaking a housing association contract

I own 45% of a part-ownership flat, shared with a large well-known housing association here in London, UK. I pay a mortgage to my lender for the 45% and rent the rest from the housing association. In ...
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2answers
872 views

What defines the responsibility of a shared/common wall/property in a town home?

I am looking to buy a home in Washington State, and many of the homes are town homes that share a common wall (or more). I want to better understand any risks with this type of arrangement. My ...
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1answer
42 views

What is the law that requires Vancouver residents to pay for non-replanting of trees?

Recent news highlighted that landowners wishing to remove trees from their property need to pay to ensure that the trees are replanted. Where is this law defined? I've heard there is a similar law ...