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What should the division of payments be for insurance on a listed building where each flat is of a different value, size, shape and height in Scotland

My flat is at the top of a listed building, in Scotland. I have been paying less to our communal buildings insurance, as verified by our factor. We now factor the building ourselves and the other flat ...
Mavis 's user avatar
1 vote
0 answers
63 views

Would this be considered a break in the Title Chain? [closed]

I completed an application for a mortgage loan and was approved. My sibling and I both agreed to be listed on the Deed. On the application: Borrower Information is just my name, The Title to the ...
Lynn Rand's user avatar
4 votes
1 answer
1k views

Home ownership burden of insurance in Scotland

I'm considering buying a home in Scotland for cash, with no mortgage. The home is an apartment. The property is freehold, which means it's outright ownership with no leasehold or anything like that. ...
Owl's user avatar
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4 votes
1 answer
81 views

Community property

In a community property state (TX), if a spouse dies, must the community home be sold so that so value can be distributed as stated in a will?
blacksmith37's user avatar
5 votes
1 answer
4k views

To sell a house in Pennsylvania, does everybody on the title have to agree?

In the state of Pennsylvania (USA), does every person listed as the owner on the title of a house have to agree in order for one of the owners to be able to sell the house? I've read that the law ...
Jason C's user avatar
  • 256
-2 votes
1 answer
44 views

Does a real estate buyer have recourse to recover fees related to an offer due to seller not disclosing probate period? [closed]

I live in the state of Massachusetts and recently put in an offer for a home. The seller is actually 4 owners for which one passed recently (last year). During title search, it was found that there ...
ParaM's user avatar
  • 1
2 votes
1 answer
85 views

Legal Considerations for Offering Rewards in Exchange for Tenant Selection in Germany [closed]

My company and I are located in Germany and we intend to distribute flyers on the street. In the flyers, we offer a reward to those who are willing to rent out their homes in exchange for us being ...
Marco Di Giacomo's user avatar
3 votes
2 answers
151 views

Can a German declaration of division (Teliungserklärung) or community ordinance (Gemeinschaftsordnung) prohibit long-term rentals?

Consider an apartment block consisting of three equal units A, B, and C, located in Bavaria, Germany. At present, all are owner-occupied and the Community of Apartment Owners (...
gerrit's user avatar
  • 1,386
-1 votes
1 answer
107 views

Death of seller in residential home sale - is probate required? (Florida, USA) [closed]

I have a purchase and sale agreement to buy a house in the Orlando, FL area, with a scheduled closing date of 5/1/2023. Unfortunately, the seller passed away last week, leaving the house to her son in ...
Craig M's user avatar
  • 11
2 votes
0 answers
64 views

Are structural engineers required to have liability insurance?

Are structural engineers required by law to have liability insurance in Wisconsin? If it's not required, is it still common to have? Or do many structural engineers not carry it? (I know that's a ...
Mathew Alden's user avatar
2 votes
1 answer
139 views

If a rift expands the surface of one's land (e.g., resulting from an earthquake), who owns the new land?

Looking at the geological pictures of the 2023 Turkey–Syria earthquake made me wonder: If a rift expands the surface of one's land, who owns the new land (i.e., the rift)? I'm mostly interested in the ...
Franck Dernoncourt's user avatar
2 votes
1 answer
114 views

How does the Florida homestead exemption apply to a house on .51 acres?

If my Florida primary residence is on a .51 acre lot in a municipality and I get sued, can the creditor take my house because I am over the .5 acre limit? I understand that I would keep .5/.51 = 98% ...
N00b101's user avatar
  • 715
-1 votes
2 answers
324 views

When you sue a realtor, are you sueing the agent or the company? [closed]

Long story short, a realtor that sold me a house failed to disclose some significant structural defects that had been communicated to her. I'm not really sure if this realtor is working for Coldwell ...
Mathew Alden's user avatar
15 votes
3 answers
8k views

Concealing One's Identity from the Public When Purchasing a Home

I have heard, that in the United States, some individuals are able to conceal their identities from the public when purchasing a home by setting up a LLC and buying the house through the said ...
DDS's user avatar
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1 vote
2 answers
96 views

Personal Liability Renters Insurance

My renters insurance has section described as Personal Liability(Bodily Injury and Property Damage). My question is, is this liability for this dwelling only. If I am sued for bodily injury from auto ...
paulj's user avatar
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0 votes
3 answers
112 views

In what situations can siblings inherit a home, but one sibling has more control over its management? (US)

I'm developing a story idea in which the protagonist co-inherits their grandmother's home with their sister and, long-story-short, I'm trying to create an obstacle where the sister wants to sell the ...
DB428's user avatar
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1 vote
2 answers
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Duty to disclose new construction to home buyers?

I recently bought a new house. After moving in I found out from some local people that a large subdivision is planned to be constructed immediately behind my property within the next 5 years. This ...
Dugan 's user avatar
  • 146
2 votes
1 answer
101 views

Buying a 'first' home while having fractional ownership of another (UK)

The United Kingdom offers a special program for first-time home buyers who meet certain qualifying criteria. Does a person who previously purchased a minority share (e.g. 20%) of a house qualify for ...
Aaron's user avatar
  • 23
3 votes
1 answer
540 views

Can I add a deadlock to the front door of my unit?

I have recently bought a unit in a rough area. The front door to the apartment complex does not click shut properly so anyone from the general public can walk in. The door to my unit has one of those ...
Jerome's user avatar
  • 133
1 vote
1 answer
58 views

Can a delayed-formation of a condo association enable required back-pay of fees?

John owns a condo unit in Philadelphia, PA. This unit is part of a single building, which houses 3 total units. John owns A, Janet owns B, and Chris owns C. John and Janet both bought their units from ...
Runeaway3's user avatar
  • 269
0 votes
2 answers
134 views

Does replacing a gated fence with a gateless fence reduce backyard liabilities?

When I put in a pond, the city engineer warned I must have it built within a fence, to reduce liability, e.g. if a child entered the backyard and fell in the water. Though there is a fence, I'm sure ...
Village's user avatar
  • 493
1 vote
1 answer
206 views

UK - Can contracts override property deeds

If a property is held 50/50 on the deed by two people, can a contract be written up to adjust the ownership based on further conditions? Is there a specific name for this? For Example: A home is ...
Craig's user avatar
  • 113
2 votes
0 answers
145 views

Is a homeowner liable for the actions of a contractor?

Suppose a homeowner hires a contractor to haul debris off their property to the local dump. Can the homeowner be held liable if the contractor instead just illegally dumps the debris by the side of ...
Nuclear Hoagie's user avatar
1 vote
2 answers
84 views

Does statute prescribe algorithm for calculating quorum?

Does Florida Condo Law FS718 or any relevant statute provide guidance as to how to determine the minimum number of Florida condo board directors must be present for a meeting if a 5 seat board has ...
411's user avatar
  • 27
0 votes
1 answer
66 views

Am I a "first-time buyer"?

There's probably a very short and simple answer to this, but I have to ask anyway. I VERY briefly owned a house over 12 years ago (I think for less than 12 months). Is there any way I could still be ...
Chuck Le Butt's user avatar
0 votes
1 answer
44 views

Trouble understanding a paragraph within a French contract [closed]

I cannot understand the last paragraph of an article in a reservation contract to acquire our main residence. The context: We advance 1% of the sum to "book" the Appartement we wish to buy ...
Aetos's user avatar
  • 111
1 vote
1 answer
115 views

Inadequately supported chimney on neighboring property above our extension with no building regulations

I asked this question on Home Improvement Stack Exchange here, but they recommended I posted it here as it is technically a legal matter. I live in the United Kingdom. When we purchased our house ...
AWGIS's user avatar
  • 113
1 vote
0 answers
489 views

What happens if a builder doesn't fully fix a problem, and then the home warranty runs out?

I (US citizen living in the US) have a home warranty on my property. This warranty, like all warranties, expires eventually. I have recently identified an issue that is covered by the warranty. What ...
Runeaway3's user avatar
  • 269
0 votes
1 answer
176 views

Purchasing an HMO for use as a family home

I am based in the UK and wish to purchase a house that is currently set up as an HMO (although I don't know what use class it's currently registered as - It was previously used as sheltered ...
simonalexander2005's user avatar
1 vote
1 answer
186 views

What are my rights if my neighbor is belligerent in his own home?

I live in a condo and my neighbor with a shared wall has violent and profane outbursts. We believe he has a mental problem and has episodes of loud yelling and slamming doors/throwing furniture. It ...
jcar1986's user avatar
1 vote
1 answer
87 views

HOAs and Personal Assistant

What can my personal assistant do when the HOA sends me a violation or other such letter? Can they research the CC&Rs, Bylaws or other such states, federal statues to help me better understand the ...
nictrix's user avatar
  • 125
1 vote
1 answer
50 views

Agreement with family member who wants to pay for home modifications

I have a family member who will live with me in a house I just purchased. They want to make a bunch of modifications to the property and have agreed to pay for these modifications with their money. ...
user2480766's user avatar
1 vote
1 answer
580 views

Can HOA force you to pay for services in addition to dues?

My HOA (in CT) is asking owners to get their dryer vents cleaned. They asked last year and I obliged. I got them cleaned 12/18. They sent out an email today saying every unit must get them cleaned. I ...
stormdrain's user avatar
0 votes
1 answer
591 views

Liability after accidentally breaking neighbor's sprinkler head

Imagine you are out for an early morning jog. Someone has their sprinklers on, so you cross the street to avoid them. Unfortunately, there was a malfunctioning sprinkler head that you didn't know ...
conman's user avatar
  • 581
1 vote
1 answer
171 views

What is the legal term for enforcing things when an HOA has been lax previously?

Let's say an HOA has been very lax in enforcing its CC&Rs in the past. There are restrictions about fencing, but many owners got and received variances in the past and have put up fences that don'...
mark b's user avatar
  • 790
0 votes
1 answer
49 views

Home maintenance: contractor paying separate company to obtain permit

tl/dr: I'm trying to perform some home improvement projects in preparation for selling in 6 months. My jurisdiction requires a permit for one part (replacing siding on one side of the house). I know ...
conman's user avatar
  • 581
0 votes
0 answers
44 views

Do I need to report a subcontractor injury?

I have a house that I purchased that has been under a major renovation for 7 months. We hired a general contractor to oversee the project. Today when I got to the house to check in on things, one of ...
flyingL123's user avatar
1 vote
3 answers
125 views

If a homeowner's liability from an insurance claim exceeds total coverage, can a court order that the payout all go to satisfying the liability?

Here is an extreme, hypothetical scenario that will hopefully explain what I mean by my question: Let’s say a court finds that Bob’s negligence somehow caused an explosion that destroyed Bob’s house ...
resplaine's user avatar
0 votes
1 answer
113 views

Owner Move In San Francisco

Can the owner of a residence in San Francisco sublease during the 60 months following an owner-movein eviction? The specific example I'm imagining would be if a single person purchased a 2 bedroom ...
tarabyte's user avatar
  • 109
1 vote
1 answer
116 views

For a homeowner, is foliage a fence?

My city regulates fences to be no more than 6' in height. In many cases, the fence as a support for growing tall hedges that could exceed this height. I can't find a definition of a fence in my city ...
Brian R's user avatar
  • 478
1 vote
2 answers
3k views

Can previous homeowner file a claim for hidden damage on their old property?

We purchased a house in Texas 5 months ago. 3 months ago we discovered hidden water damage from a roof leak within exterior walls. Our insurance hired a third party engineering firm who concluded the ...
aggieNick02's user avatar
10 votes
2 answers
1k views

Who owns an un-documented cellar/bunker? (UK Law)

A relative of mine purchased a house about 35 years ago. After a few years he discovered a bricked-up doorway leading to what was probably started as a WW2 bunker. It was abandoned and empty, and ...
ConanTheGerbil's user avatar
3 votes
2 answers
212 views

Can a bank foreclose on a home of a person who has been kidnapped?

Say that an American homeowner is traveling overseas and then he/she is kidnapped by a terrorist organization. Does the American bank which gave that person the home loan have the legal right to ...
user avatar
1 vote
1 answer
50 views

What is a transfer of title document?

My father passed away, and I want to put the house under my mothers name. The loan servicing company is asking for a transfer of title document. I am unsure what that is, or how I would go about ...
user's user avatar
  • 113
1 vote
0 answers
105 views

Legality of unwritten covenants - Architectual Review Process - HOA

I'm preparing to submit house plans for approval by my Architectural Review Committee. I felt confident. We prepared a house to the specifications of the covenants and studied them carefully. I just ...
John's user avatar
  • 11
1 vote
1 answer
3k views

What if you lived in a shed?

There are many companies such as Tuff Shed/Home Depot that sell portable sheds. These are usually marketed as being for storage/utility purposes, but some of them can be quite sizable with fairly nice ...
Consis's user avatar
  • 1,357
0 votes
1 answer
71 views

Does the language “willing to take” provide a way to not follow through with a term on a contract?

My wife and I are selling our house in Illinois. As part of the sale, the agent of the buyer said that they will take a 1% commission instead of 2.5% to cover some of the closing costs. The costs are $...
user20286's user avatar
3 votes
1 answer
179 views

Strata corporation installing keyless entry system and logging entrance times/dates

My concern is the strata is forcing people to sign for specified id numbers this information is then stored so they know who enters the building when and how often. I am an owner and I believe I ...
Faust's user avatar
  • 141
0 votes
2 answers
310 views

What recourse do I have if I can't meet a tight deadline to complete on a house purchase?

I've recently put down a reservation to buy a new-build flat in London, UK. This is one of the last flats available in the block and the builder is in a rush to complete and get the money as soon as ...
hulky.smash's user avatar
2 votes
1 answer
441 views

Home insurance was never signed by homeowner

I made a change to my homeowners insurance back in 2016 and the forms were never signed by me. I made all payments in good faith. Recently made a claim for some minor damage due to hurricane Katrina....
Jeff Christman's user avatar