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Questions tagged [loan]

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5 votes
1 answer
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What happens to offset accounts when the lender becomes insolvent?

In Australia and the United Kingdom, it is common for home loans to come with an offset account. The balance of the account is “offset” against the loan when calculating interest, so the borrower ...
sjy's user avatar
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2 votes
0 answers
105 views

Are loans protected by PayPal Goods & Services?

If a lender loans a borrower say $150 for the borrower to repay $250 in 3 weeks (very high/illegal interest rate) via PayPal G&S, and it turns out that the borrower refuses to repay the loan, what ...
No Name's user avatar
  • 436
1 vote
0 answers
37 views

What laws, if any, were violated and what are the theoretical penalties for breaking them associated with Trumps failure to disclose the 19.8 m loan?

Trump having a foreign loan for 19.8m that wasn't disclosed is sort of big news now. However, the news doesn't say much about the legal implications, many imply he violated a requirement to disclose ...
dsollen's user avatar
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Can a company lend an individual money "by way of business" if secured on a commercial property in the UK with any regulation?

I am curious to know if a company can lend an individual money at a high interest rate for many years without a licence or following any guidelines in the UK The loan was secured on a commercial ...
user53151's user avatar
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20 views

Finding statute/regulation that requires specific loan reporting in Kentucky

As of October 3rd of this year (2022), the state database provider for the state of Kentucky is requiring lenders it licenses for deferred check cashing to report some additional information when ...
Patrick87's user avatar
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0 votes
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51 views

Avoid Capital Gain Tax Selling Borrowed Tokens

I live in UK, but wouldn't mind to get responses related to any jurisdiction. better explain with an example: I buy 180Tokens at $0.10 price. 1 year later I still have those 180Tokens. I freeze ...
user3755529's user avatar
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101 views

Can I force my ex-spouse to remove my name from a loan?

In California, my girlfriend is on a mortgage with her ex-husband. In the divorce, she agreed that the property was his, but her name remained on the loan. Later, the ex-husband re-financed the house ...
Brecky Morris's user avatar