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15

Typically the landlord will have a preexisting clause in the lease that says the landlord may choose to amend the lease at a later date. While that may be in contracts, I don't see that holding up in court. You can't unilaterally amend contracts to add new terms without acceptance on part of the lessee. Any clause in the contract like that will require ...


9

Yes, you are then an online bank. This is an issue that computer games have had to figure out, when it was possible to move money both ways, cash to game gold and game gold to cash. (think Diablo's Real Money Auction House). If you allow people to store cash value in the game, and then take the cash value back out, then you are banking. Even though it'...


5

They are probably not required to provide online access at all. They are probably required to provide some sort of written statement, unless you have waived that in favor of online or electronic versions. The exact requirements will vary in different jurisdictions.


3

Is there a way to specifically reach out to these card providers and opt-out of the binding arbitration? Sure, you can write and ask. But you've signed a binding contract to open an account (or accepted new terms for an existing account) that has a binding arbitration clause in it. Both parties have to agree to renegotiate a contract. Why would a bank ...


3

What you are essentially suggesting is very very similar to how an existing service operates - PayPal. In the US, PayPal is not regulated as a bank at the Federal level, but it is regulated by several financial service related laws and statutes, including consumer protections and the US PATRIOT Act. Different states also hold different regulatory opinions ...


2

Under federal law, an employer may impose direct deposit as a condition of employment. The Electronic Funds Transfer Act at 15 USC 1693k only says that employers may not require an employee to have a bank account at a particular bank: No person may— (1) condition the extension of credit to a consumer on such consumer’s repayment by means of ...


2

Ultimately, it would be possible to bring suit against the trustee of the plan or the bank managing it to demand access and such a suit would be unlikely to go to trial. This is governed by federal law, so either party could remove it from state court to federal court if it was not brought initially in federal court. Once it got to that stage, the trustee ...


2

Does the person who is given permission to sign as the "Authorized Signature" (at the bottom of the bank check) have to sign exactly as the real Authorized Signer or just use one's own style to sign as the Authorized Signature? The bigger question is whether a signature on a check made with the permission of someone who is allowed by the bank to sign ...


2

Who authorized the transfers? Banks don't transfer money without someone telling them to do so. Assuming it was your son there are several possibilities: You didn't log off from a banking session allowing him to access it. Legally, you authorized the transfers. You stored your sign-in credentials on the computer allowing your son to access them. Legally, ...


1

Do financial regulations require banks to collect marital status, annual income and liquid net worth in the United States? Basically, yes, although there is some flexibility regarding how this is done and no one exact government form is required in most cases. Stock brokers and certain other kindred financial professionals are subject to "know your ...


1

Yes, it's illegal Taking deposits (other than deposits as advance payments for goods or services) is one of the fundamentals of being a bank (or other financial institution) and these are universally regulated. For example, these are the guidelines for australia.


1

The manager is basically right. An at will employee can have their job terminated or relocated, and can have title's changed, for no reason. If the company knew that you would be relocated at the time of hiring, there is arguably a misrepresentation issue although proving damages would be hard. Failing to accept the relocation might be grounds to be ...


1

Your last paragraph asks for legal advice which is off topic here; you should talk to a lawyer. Having said that: You may not be able to prove you owned the BTC when they were only worth 250 USD, but how far back can you prove you owned them? If you can show you have held them for a while it strengthens your claim. Can you get your friend to testify about ...


1

This site on Ohio landlord/tenant law says: Ohio’s landlord/tenant code does not include detailed rules when it comes to rental terms, but it does require that a landlord must include certain terms in the lease agreement. A tenant legally agrees to follow these rules when she signs the lease agreement. ... The lease should state when rent is due and ...


1

Articles 66, 67 and 115 of the "General Taxes Law" of Spain demand you are able to prove those earnings' source, and legality, and that taxation has been performed for them; for 4 years (theoretically, in practice from 4 and a half to almost 5 and a half, depending on the month when they were earned). Otherwise, nothing else than that ohwilleke had already ...


1

Make a written contract. Lay out in it things like access to your room and financial situation. By having a contract, any action against it is a breach of this contract and could have consequences laid out in said contract as long as these are reasonable.


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