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3

No "No taxation without representation!" was a slogan of the US war of independence, but it was never put into the Constitution. Indeed, the residents of the District of Columbia and Puerto Rico now pay Federal income tax, but are not represented in the Congress that sets the taxes. National debt has some of the same economic effects of a tax, but ...


5

What can you do? Can you sue the debt collector? Can you sue your employer for improperly cooperating? Yes. Also report the debt collector to the appropriate regulatory agency for violation of laws relating to debt collection. Possibly refer the debt collector and/or employer to law enforcement and the DA for theft and fraud. Honestly, this is a pretty rare ...


4

You have a right to post an explanation of a disputed matter, but not necessarily a right to remove a truthful statement of fact, even if it exists for an understandable reason.


2

A lien is used to prevent sale of a property until a debt is paid. This has nothing to do with priority over a mortgage. The HOA agreed to release the lien for some payment. The negotiation of that payment doesn't matter to the new buyer. Once the lien is released, then it is no longer listed with the county on the property, so the property can now be sold....


0

No An unsecured debtor can seek to recover through various ways including seeking court orders to garnishee wages or bank accounts, have the state seize personal assets and sell them or ultimately force the creditor into bankruptcy. A secured debtor can do all of those things but also has the right under law to seize the collateral and dispose of it to get ...


0

even though my credit card debt is considered "unsecured" debt, because the credit card company can come after my unencumbered portion (i.e. 5%, the part of my asset that is not collateralized to secured-debt creditors), in effect, the unsecured-debt creditors do have collateral as well? The difference is that your mortgage company will have a ...


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