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Assuming that this is in the US, 45 CFR 147.102 narrowly defines what are "fair premiums", and disallows higher premiums based on properties of an individual except for a few demographics such as age and address, and tobacco use. That only restricts charges "in accordance with ยง156.80 of this subchapter for health insurance coverage offered in ...


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Such "warranties" are generally subject to separate laws, and they are not treated as a subcase of "car insurance". Whereas homeowners insurance, vehicle liability insurance and so on are regulated in all states, extended warranties are regulated in over half of the states. There is a model law which tends to inspire state legislators in ...


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