New answers tagged

0

The at-fault driver’s insurer has no liability to you The at-fault drive has liability (under the tort of negligence) for which their insurer indemnified them. Any negotiation or settlement offers that insurer makes is on behalf of the driver. The distinction is important because if you were to sue, you would sue the driver, not the insurer. What are they ...


1

The word "or" means "or", not "and", that is, if there is a condition "A, B or C" then the condition is satisfied if any one of A, B or C is true (selected, done). If the requirement is that there should be at least two of these conditions satisfied, the contract would have to say "any two of...", and if all of the conditions had to be satisfied, the ...


1

"No-fault" insurance only covers medical bills and income loss by you and your passengers. Coverage for damage to your vehicle comes either from your insurance company if you have comprehensive / collision coverage, or from the liability policy of the other party, if they are at fault. What the law does is impose the burden for compensation on the individual'...


Top 50 recent answers are included