Worst case - you go to jail
Technically, obtaining a loan by lying is fraud in every jurisdiction I know about. If it turned out you were unable to pay and investigation showed you had lied, the lender might report you to the police who might charge you.
The law involved is the US Federal Family Educational Rights and Privacy Act (FERPA), which is described at this Department of Education page. FERPA applies to schools and other educational institutions that receive certain Federal funds. It does not apply to other organizations, unless such organizations receive educational information under a contract that ...
Switzerland is a member of the Council of Europe, and has ratified the European Convention on Human Rights. This explicitly recognizes the right to a family life, which directly protects marriage (Article 8 ECHR). As such, it ranks above Swiss national law. And you're right, the same applies to other CoE members including all EU members.
While a person is resident in Australia, and has been for at least the past 12 months, that person can obtain a divorce under Australian law, without regard to Indian law. Whether India will recognize that divorce I do not know. If the person is not an Australian citizen and has not been resident in Australia for at least 12 months, the Australian courts ...
Please do not write the word visa in all caps. It is not an acronym. It is not a trademark (when used in this sense). It is just a word.
The annotations all mean the same thing. There is no typo.
Bearer is NOT subject to section 212 (e)
This means that you are not subject to the two year residency requirement created by INA section 212(e).