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It's not registered I'm pretty sure this car is not registered. It's not a requirement to register motor vehicles. It is illegal to drive an unregistered vehicle on public roads.


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“No claims” discounts are not regulated yet law They are a business practice offered by each individual insurer As such you need to read their policy documents to find out how or if it works.


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No claims discount is valid until you make a claim. (You can also pay some extra fee so that one claim in some time frame doesn't affect your claim). So if you move insurance, stay with the new insurance for a year without a claim, then you have four years "no claims" discount for your next insurance.


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