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It's not registered I'm pretty sure this car is not registered. It's not a requirement to register motor vehicles. It is illegal to drive an unregistered vehicle on public roads.


“No claims” discounts are not regulated yet law They are a business practice offered by each individual insurer As such you need to read their policy documents to find out how or if it works.


No claims discount is valid until you make a claim. (You can also pay some extra fee so that one claim in some time frame doesn't affect your claim). So if you move insurance, stay with the new insurance for a year without a claim, then you have four years "no claims" discount for your next insurance.

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