Timeline for S75 Liability of creditor for breaches by supplier in the Consumer Credit Act 1974 (UK)
Current License: CC BY-SA 4.0
21 events
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| Sep 2, 2021 at 10:02 | history | bumped | CommunityBot | This question has answers that may be good or bad; the system has marked it active so that they can be reviewed. | |
| Aug 3, 2021 at 9:31 | history | edited | user35069 | CC BY-SA 4.0 |
Added time- relevant legislation, location tag and corrected a few typos
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| Aug 3, 2021 at 1:03 | history | bumped | CommunityBot | This question has answers that may be good or bad; the system has marked it active so that they can be reviewed. | |
| Apr 5, 2021 at 1:00 | history | bumped | CommunityBot | This question has answers that may be good or bad; the system has marked it active so that they can be reviewed. | |
| Dec 6, 2020 at 0:08 | history | bumped | CommunityBot | This question has answers that may be good or bad; the system has marked it active so that they can be reviewed. | |
| Aug 8, 2020 at 0:02 | history | bumped | CommunityBot | This question has answers that may be good or bad; the system has marked it active so that they can be reviewed. | |
| Apr 9, 2020 at 23:01 | history | bumped | CommunityBot | This question has answers that may be good or bad; the system has marked it active so that they can be reviewed. | |
| Dec 11, 2019 at 22:03 | history | bumped | CommunityBot | This question has answers that may be good or bad; the system has marked it active so that they can be reviewed. | |
| Aug 13, 2019 at 23:02 | comment | added | user4210 | @NateEldredge one of the common approaches in the UK is when buying an expensive item, regardless of the rest of the payment, put the first £100 on a credit card and you are covered (up to £30k) - so if you are buying a car and have the cash, put £100 on a credit card and then the rest in cash, and the credit card is liable for the full amount. | |
| Aug 13, 2019 at 22:56 | comment | added | user4210 | @NateEldredge no, under UK credit rules, the total cost needs to exceed £100 (but not exceed £30k - so that might be the card companies get out here) but not all of that needs to be paid on the credit card for consumer protection rules to apply - "You don't have to have paid the full amount on your credit card – the card company is liable even if you made only part of the payment (a deposit, say) on your card." which.co.uk/consumer-rights/advice/… | |
| Aug 13, 2019 at 22:07 | comment | added | Nate Eldredge | Even if the credit card company does have liability, I would assume it's certainly limited to the amount actually charged to the card, i.e. £2k. Do you have reason to think otherwise? It seems doubtful that suing over that amount would be worth the time and expenses. | |
| Aug 13, 2019 at 22:00 | history | bumped | CommunityBot | This question has answers that may be good or bad; the system has marked it active so that they can be reviewed. | |
| Apr 15, 2019 at 21:03 | history | bumped | CommunityBot | This question has answers that may be good or bad; the system has marked it active so that they can be reviewed. | |
| Dec 16, 2018 at 21:01 | history | bumped | CommunityBot | This question has answers that may be good or bad; the system has marked it active so that they can be reviewed. | |
| Nov 16, 2018 at 21:00 | history | bumped | CommunityBot | This question has answers that may be good or bad; the system has marked it active so that they can be reviewed. | |
| Oct 17, 2018 at 20:22 | answer | added | Dale M♦ | timeline score: -2 | |
| Oct 8, 2018 at 17:13 | comment | added | seanbw | yes. refused s75 liability | |
| Oct 1, 2018 at 21:52 | comment | added | feetwet♦ | Have you disputed the charge with your credit card issuer? | |
| Oct 1, 2018 at 16:30 | review | Close votes | |||
| Oct 20, 2018 at 3:05 | |||||
| Oct 1, 2018 at 15:45 | review | First posts | |||
| Oct 1, 2018 at 16:10 | |||||
| Oct 1, 2018 at 15:42 | history | asked | seanbw | CC BY-SA 4.0 |