The most important aspects in India which are governed by specific religious laws are:
Marriage
It is easier and faster to get married using the religious laws (Hindu Marriage Act or Shariat Act), as compared to the secular marriage law (Special Marriage Act, 1954). That is why many young couples convert to a single religion to get married quickly.
Inheritance
- If one's ancestors identified with a specific religion, and one identifies with another religion, then that could affect one's inheritance.
- The inheritance of a person, especially a woman, could also be affected by them marrying outside their religion or state.
So, if one decides to become the first generation atheist in a family (against the wishes of the family or the larger religious community), their inheritance and their rights (especially if they are engaged in agriculture) could be severely affected. This becomes all the more difficult, if the business of their family is not incorporated as a company under the Companies Act.
If you are professional or a first generation business owner, then you shouldn't have legal challenges but primary and secondary social challenges.
Primary social challenges could be people not ready to deal with you or engage with you if you declare publicly that you are an atheist. Secondary social challenges, would be to be able to find a lawyer (in your town and whose services are affordable) who can address these challenges. And in case you go to court, the judge may not have a lot of experience or education about how to deal with atheist cases. Also, most lawyers will advise you to identify yourself as a member of a religion to avoid unnecessary legal hassle.