I worked for a small business for 2.5 years. I recently resigned and put in my two weeks. I was told to clean out my desk and leave immediately.
The business is in Michigan, USA and employs 7 people. I asked my former employer if I could do COBRA for my health insurance until my benefits kick in at my new job. He said he would look into it, he called me back today and said he would let me do it but I would have to pay him my premiums directly, not the insurance company and that I would have to stay 2 months ahead in payments.
- Am I eligible for COBRA from such a small company?
- Does it make sense that I would need to pay him and not the insurance company?
- If 1 and 2 are yes. Is he required to provide me any official documentation in regards to the full costs of my premiums
- if 1 and 2 are true, can he require I keep 2 months ahead in payments?