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Questions concerning the laws, criminal justice system, civil court procedures and related topics specific to the state of North Carolina.

9 votes
2 answers
2k views

What is a misrepresentation made after a contract is signed?

Consider the following scenario: Consumer opens a credit card account with bank, signs cardmember agreement Consumer uses card regularly, pays bills Consumer calls bank and closes credit card account …
Josh Johnson's user avatar
2 votes
1 answer
134 views

Which choice-of-law provision applies when there are multiple legal agreements?

A consumer residing in North Carolina opens a credit card account with a national bank, "signing" three separate agreements: (1) a cardmember agreement, (2) an online service agreement, (3) an electro …
Josh Johnson's user avatar
0 votes
2 answers
241 views

Can an arbitration award be vacated for manifest disregard of the evidence?

A AAA arbitration over a credit card billing dispute between a consumer and a bank concluded recently. The consumer "won", in the sense that he obtained equitable relief, but lost, in the sense that h …
Josh Johnson's user avatar