Question arising out of this answer.
In the UK, one needs to value the money, property, and possessions of someone who died, before one can apply to represent the estate for official dealings.
Assume the decedent has one or more bank/financial services accounts, does not regularly forward balance statements to next-of-kin, and did not leave a recent paper statement in an easily discoverable location (e.g. the decedent received electronic statements), which seems likely to be common.
How does a next-of-kin access the bank records needed to value the estate?