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For questions specific to the United States as a whole, or that span multiple state jurisdictions. If your question is related to a specific state then you should use that state's tag instead (or as well).
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Can an insurance company drop you after receiving a bill and refusing to pay?
Under the ACA ("Obamacare"), young people can stay on their parents' insurance plan until age 26, regardless of your student status. (Wikipedia with references) Your list of options for what to do see …