What is the process if a debt collector is unable to identify an individual of which they have purchased debt on?
I am aware that many of these debt collectors often don't get much information to go on. They buy the debt (at a very low cost) and often very little information is included with that debt, perhaps just an email address, phone number and potentially an old address. This can sometimes make it very hard for these debt collectors to identify individuals. Which got me wondering what happens if they cannot actually identify someone?
Of course, the obvious answer is that they would eventually try and obtain a County Court Judgement against the individual. However, my understanding is that for a CCJ to be valid/acceptable they have to reasonably know that the individual is at the given address. If they're unable to contact that person via email, telephone, letters or otherwise. Can that qualify as "reasonably knowing" that the individual is at that address?